Reinsurance
  By Group Code      Report Date: 03/08/2004
                     Report Period: 01/01/2004 - 12/31/2004  Contract
 
                     Group Information                                           Summary
 
                     Coverages Included   Dental, Medical, RX                    Aggregate Claims Paid      $135,203.40
                     Accomodation         Yes                                    Less Aggregate Liabili     $190,897.54
                     Specific Deductible  $50,000
                     Spec Contract Terms  24/12                                  Estimated Claim Amount     ($55,694.14)
                     Agg Contract Terms   24/12
 
 
                Factors    			         
                Aggre. Counter
  -----------------------------------------
  Employee                           325.77
  EE + Spouse                        878.80
  EE + Children                      878.80
  Family                             878.80
 
 
        Enrollment                                                                                                                
         Ag. Count                            RX                                   Medical                              Dental                    
 
             EE      EE+SP     E+CHLD    FAMILY      EE      EE+SP     E+CHLD    FAMILY      EE      EE+SP     E+CHLD    FAMILY      EE      EE+SP     E+CHLD    FAMILY
  Month
  ---------------------------------------------------------------------------------------------------------------------------------------------------------------------
  Jan 03     60        23        21        42        62        23        21        42        62        23        21        42        60        23        21        42
  Feb 03     62        23        21        42        64        23        21        42        64        23        21        42        62        23        21        42
 
  Total     122        46        42        84       126        46        42        84       126        46        42        84       122        46        42        84

 
                              Aggregate Liability    		             
 
                        EE             EE+SP           EE+CHILD            FAMILY            TOTAL
  Month
  ------------------------------------------------------------------------------------------------
  Jan 04        $19,546.20        $20,212.40        $18,454.80        $36,909.60        $95,123.00
  Feb 04        $20,197.74        $20,212.40        $18,454.80        $36,909.60        $95,774.54
 
  Total         $39,743.94        $40,424.80        $36,909.60        $73,819.20       $190,897.54

 
                      Aggregate Claims Paid                                      Claims not Covered by Aggregate                              Total Claims Paid			
  Month           Dental         Medical              RX           Total          Dental         Medical              RX           Total          Dental         Medical              RX           Total
  ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
  Jan 04       $6,309.70      $19,869.84       $6,003.57      $32,183.11          $22.00           $0.00         $133.01         $155.01       $6,331.70      $19,869.84       $6,136.58      $32,338.12
  Feb 04       $5,279.00      $69,659.28       $7,304.62      $82,242.90           $0.00           $0.00         $179.55         $179.55       $5,279.00      $69,659.28       $7,484.17      $82,422.45
  Mar 04       $5,239.80      $11,481.24       $4,056.35      $20,777.39           $0.00           $0.00          $85.50          $85.50       $5,239.80      $11,481.24       $4,141.85      $20,862.89
  Apr 04           $0.00           $0.00           $0.00           $0.00           $0.00           $0.00           $0.00           $0.00           $0.00           $0.00           $0.00           $0.00
  May 04           $0.00           $0.00           $0.00           $0.00           $0.00           $0.00           $0.00           $0.00           $0.00           $0.00           $0.00           $0.00
  Jun 04           $0.00           $0.00           $0.00           $0.00           $0.00           $0.00           $0.00           $0.00           $0.00           $0.00           $0.00           $0.00
  Jul 04           $0.00           $0.00           $0.00           $0.00           $0.00           $0.00           $0.00           $0.00           $0.00           $0.00           $0.00           $0.00
  Aug 04           $0.00           $0.00           $0.00           $0.00           $0.00           $0.00           $0.00           $0.00           $0.00           $0.00           $0.00           $0.00
  Sep 04           $0.00           $0.00           $0.00           $0.00           $0.00           $0.00           $0.00           $0.00           $0.00           $0.00           $0.00           $0.00
  Oct 04           $0.00           $0.00           $0.00           $0.00           $0.00           $0.00           $0.00           $0.00           $0.00           $0.00           $0.00           $0.00
  Nov 04           $0.00           $0.00           $0.00           $0.00           $0.00           $0.00           $0.00           $0.00           $0.00           $0.00           $0.00           $0.00
  Dec 04           $0.00           $0.00           $0.00           $0.00           $0.00           $0.00           $0.00           $0.00           $0.00           $0.00           $0.00           $0.00

  Total       $16,828.50     $101,010.36      $17,364.54     $135,203.40          $22.00           $0.00         $398.06         $420.06      $16,850.50     $101,010.36      $17,762.60     $135,623.46
  Reinsurance
  Requestor:            ReportCaster
  Report Date:          03/08/2004
  Sort fields:  Selected values:
  Group:                99999
  Reinsurance Code:     99999
  PLAN:                 Combined
  LOCATION:             Combined
  Benefit Types(s):     D, M, P
  Date:                 CONT
  Report Period:        01/01/2004 - 12/31/2004
  Contract AS of Date:  02/29/2004